So, you’re moving to Singapore? Congratulations. Or condolences. Depends on how prepared you are. The city-state is a paradise of efficiency, modernity, and rules—lots of them.
Get ready for a blend of luxury and bureaucracy, tropical heat, and air-conditioned malls that could double as Antarctic research stations. Here’s what you need to know before planting roots in the Lion City.
1. Housing
Rent in Singapore doesn’t just cost money; it costs a small chunk of your soul. Expect to fork out a significant portion of your salary unless your employer is generous enough to provide a housing allowance (if they are, you’ve won the expat lottery). Options include:
- HDB flats ─ The most affordable but usually reserved for locals and permanent residents. Expats can rent, but choices are limited.
- Condos ─ The go-to for expats. Comes with pools, gyms, and a monthly rental bill that will make you question life choices.
- Landed houses ─ A rare, expensive luxury unless you have deep pockets or an oil fortune.
While HDB flats are more affordable, they are typically reserved for locals and permanent residents, limiting choices for expats.
On the other hand, condominiums like Parktown Residence condo offer modern facilities such as pools and gyms, though they come with a higher rental price tag.
Additionally, landed houses provide spacious living but are a rare and expensive luxury unless you have deep pockets or an oil fortune.
Pro tip ─ Live near an MRT station. Traffic in Singapore is unpredictable, and public transport is your best friend.
Another factor to consider is rental contracts. Lease terms usually last for one or two years, and landlords often demand significant deposits upfront. Additionally, rental prices fluctuate based on market demand, so it’s worth monitoring trends before locking in a deal.
Finding the right neighborhood is also key. Some expats prefer the vibrant energy of Robertson Quay or Tiong Bahru, while others opt for the tranquility of East Coast or Bukit Timah. Each area offers a different lifestyle, so explore before committing.
For those moving with families, proximity to international schools is a major consideration. The admission process can be competitive, and tuition fees are steep. Planning ahead will save you headaches later.
2. Weather
Singapore has two seasons: humid and more humid. Step outside, and you’ll immediately feel like you’re wrapped in a damp blanket. Invest in good deodorant, quick-dry clothes, and an air purifier unless you enjoy sweating profusely and battling occasional haze from Indonesia’s forest fires.
If you’re not used to tropical climates, staying hydrated is crucial. Heat exhaustion is real, and sudden downpours can drench you within seconds. Always carry an umbrella—it’s a necessity, not an accessory.
The air-conditioning in buildings can be intense, so layering up with a light jacket might save you from freezing in offices and shopping malls. Your body will constantly be in a battle between outdoor heat and indoor cold.
Singapore’s humidity also takes a toll on belongings. Leather goods, electronics, and certain types of furniture require extra care to prevent mold and moisture damage.
3. Public Transport
Singapore’s MRT system is fast, clean, and reliable, but during rush hours, it transforms into a sardine can on wheels. Buses are efficient, but expect occasional detours thanks to road closures for marathons, F1 races, or some event nobody warned you about.
Key tips:
- Get an EZ-Link card or use contactless payments for effortless travel.
- Don’t stand on the right side of the escalator. Singaporeans will judge you.
- Taxis are pricey, and surge pricing on ride-hailing apps is real.
On weekends, train stations and bus interchanges can be packed with families, domestic workers on their day off, and tourists. If personal space is important to you, adjust your schedule to avoid peak hours.
MRT stations are equipped with safety barriers, so there’s no risk of accidental track mishaps. And if you ever get lost, station staff are usually helpful, though don’t expect much leniency if you forget to tap out.
If you plan on driving, prepare for hefty costs. COE (Certificate of Entitlement) fees make car ownership in Singapore one of the most expensive in the world. Most expats find that the efficient public transport system makes car ownership unnecessary.
4. Work Culture
Singaporean workplaces operate on efficiency, hierarchy, and punctuality. Arriving late to meetings? You might as well send a resignation letter. Communication tends to be diplomatic, and passive-aggressive emails are an art form. Bosses expect deference, and work-life balance is an ongoing debate rather than a reality.
Expats often find themselves adapting to the cultural nuances of Singapore’s working environment. Office politics can be subtle but influential. It’s crucial to respect seniority while also contributing ideas—just do it tactfully. Work-related socializing is common, and saying no to a team lunch too often might not be well received.
Singapore also has strict labor laws that protect both employees and employers. Make sure your employment contract is clear on leave entitlements, medical benefits, and any overtime expectations. Some industries demand long hours, but you’ll find pockets of workplaces that prioritize work-life balance.
Many expats take advantage of networking events, which can be useful for career growth. Platforms like LinkedIn and Internations provide access to valuable connections and job opportunities.
5. Cost of Living
Groceries, dining, and entertainment will burn a hole in your wallet, especially if you insist on Western comforts. Want to cook at home? Great, but get ready to pay double for imported cheese and wine.
Ways to save:
- Eat at hawker centers where a solid meal costs less than a Starbucks coffee.
- Shop at wet markets instead of high-end supermarkets.
- Avoid Orchard Road unless you enjoy financial self-sabotage.
Public healthcare is great, but if you prefer private hospitals, you’ll need deep pockets. International schools? Expensive. Gym memberships? Pricey. The more Western luxuries you indulge in, the faster your bank balance will shrink.
Many expats choose to shop across the border in Johor Bahru, Malaysia, where goods and services are significantly cheaper. Just be prepared for long immigration lines on weekends.
Singapore is a great place to earn and save money if you manage expenses wisely. Some expats take advantage of financial advisors to maximize tax efficiency and investment opportunities.
It’s Not for Everyone, But It Works
Singapore isn’t perfect, but it works. Rules keep the city safe, efficiency is unmatched, and life can be incredibly comfortable—if you can afford it. Expats who adapt, embrace the culture, and avoid whining about how expensive beer is tend to thrive. The rest? Well, they usually leave within a year. Good luck.
